So, are veneers covered by dental insurance? Like most topics involving insurance, the answer is “that depends on your coverage”. There are two major things to consider here.
First, most insurance plans cover medically necessary procedures. In general, medical treatments are those used to diagnose or treat a medical condition. For example, most locations do not consider overbites to be medical conditions, even though they are dental conditions.
Even if a dental insurance plan doesn’t cover a medical procedure, other insurance plans usually will.
Second, veneers are generally cosmetic. This is why dental insurance doesn’t typically cover them. If you only want them to whiten your smile or fix slightly crooked teeth, that’s not enough to satisfy the insurance companies, and they’ll ask you to pay for it yourself.
The good news is that dental veneers are relatively affordable even without insurance. Depending on your provider, veneers could cost as little as a few hundred dollars per tooth. Most dentists accept various payment plans, so you can pay off your procedure in instalments rather than all at once.
So, are veneers covered by dental insurance under your plan? The best way to find out is to contact your insurance provider. Some higher-quality plans do include cosmetic procedures, so you should check with your insurance provider instead of making any assumptions.